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1. Health
2. Finances
3. Profession
4. Personal
5. Marriage
6. Children
7. Single life
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8. Spiritual life
9. Emotions
10. Relationships
11. Hobbies/recreation
12. Service/ministry
13. Social
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1. Lack of energy
2. Too many commitments
3. Not sure what to do
4. Really don’t care
5. Fear of failure
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6. Lack of discipline
7. Lack of support
8. Lack of finances/resources
9. Seems to self-absorbed
10. Other________
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